Insurance 20 Questions

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1.Which type of Life Insurance policy only pays a beneficiary when a person dies during a pre-determined time period?
a)Variable Life Insurance
b)Whole Life Insurance
c)Universal Life Insurance
d)Term Life Insurance

2.Bodily injury covers your liability for injury to
a) property
b) yourself
c) others
d) other cars

3.Insurance that protects your family against financial loss due to your death is
a) comprehensive insurance
b) coinsurance
c) disability insurance
d) life insurance

4.The out of pocket cost to the insured when a loss occurs is called...
a)Premium
b)Deductible

5.When you shop for life insurance, you should consider only the cost or premium you will pay.
a)FALSE
b)TRUE

6.The type of insurance that provides protection against financial loss from medical bills is called
a)premium
b)life insurance
c)coinsurance
d)health insurance

7.This type of insurance protects against damage to the car OR injury to persons in the car caused by a driver who carries no insurance.
a)property
b)uninsured motorists
c)collision
d)comprehensive

8.The type of insurance that covers damage or loss to a vehicle from fire, theft, vandalism, or hail is called
a)collision
b)bodily insurance
c)comprehensive
d)term life insurance

9.This is the minimum required by law, only repairs the vehicle you hit, not your own
a)Deductible
b)Collision
c)Liability
d)Comprehensive

10.A formal request to an insurance company asking for a payment when the policyholder has an acciden, illness or injury
a)claim
b)emergency savings
c)employee benefits
d)coverage

11.If you can not work due to a health condition or injury, this type of insurance will pay you a portion of the income you lose.
a)disability
b)health
c)hospitalization
d)premium

12.What does renters insurance cover?
a)Earthquakes
b)The damage to the property
c)If a burglar breaks in and he/she is injured as a result
d)Personal items the tenant owns

13.The amount paid for insurance is the
a) closing cost
b) deductible
c) assessed value
d) premium

14.This type of insurance pays the fees of other doctors who see you in or out of the hospital.
a) life insurance
b) medical insurance
c) disability insurance
d) hospitalization insurance

15.This term pays for protection against loss of life, property, and finances.
a)deductible
b)insurance
c)premium
d)collision

16.Most experts in personal finance say that everyone should have life insurance no matter what age you are.
a)FALSE
b)TRUE

17.A type of car insurance that covers damage to your OWN motor vehicle is
a)collision
b)uninsured motorist
c)bodily injury
d)comprehensive

18.This type of insurance should pay for damages if a tree that goes through your roof.
a)Health
b)Life
c)Homeowners
d)Product

19.In which of the following scenarios will you obligated to pay the least amount of money out-­‐of-­‐pocket for medical expenses?
a)You have health insurance with a $500 deductible.
b)You have auto insurance with a $700 deductible.
c)You have health insurance with a $1,500 deductible.
d)You have no insurance.

20.Which of the following typically have the highest insurance premiums.
a)Drivers who travel long distances
b)Young, inexperienced drivers
c) Drivers who have with safe driving records
d) Older, experienced drivers

Answer Key
1.d
2.c
3.d
4.b
5.a
6.d
7.b
8.C
9.c
10.a
11.a
12.d
13.d
14.b
15.b
16.a
17.
18.c
19.a
20.b


Silahkan tunggu dalam 15 detik.

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